Higher Premium Rates in Personal Auto and Home Insurance Lines

Is a Soft Market Ahead? A Closer Look at P&C Insurance Rates (Part 4 of 7)

(Continued from Part 3)

Personal lines products

Auto insurance and homeowner’s insurance form two important product types of the personal lines business. In the US, such products are offered by insurers like AIG (AIG), Travelers (TRV), Hartford (HIG), and Chubb (CB), as well as other P&C insurers that the Financial Select Sector SPDR ETF (XLF) holds.

Nutson's Weekly Automotive News Digest - March

By Larry Nutson

Senior Editor and Bureau Chief
Chicago Bureau
The Auto Channel

Auto Central Chicago IL, April 5, 2015; Every Sunday, along with senior editors Steve Purdy and Thom Cannell from The Auto Channel Michigan Bureau I give you our "take" on this past week's automotive news in easy to digest nuggets.

If you are a car nut like we all are here at The Auto Channel, you can easily wish to "catch up" on these stories as well as the past 20 year's 1,833,223 automotive news, automotive stories, articles, reviews, archived news, video, audio, rants and raves just search The Auto Channel's Automotive News Archive.

Hey Boston TV viewers, you can now enjoy The Auto Channel TV Network "Free and Clear" on WHDT Channel 3 in Boston and on your local cable systems, along with South Florida auto fans who can continue to watch The Auto Channel TV Network on WHDT-TV Chanel 9 in West Palm Beach as well as cable channel's 17 and 438, channel 9 Miami and channel 32 Fort Meyers-Naples, enjoy and thanks for the positive feedback....see you next week, LN

Nutson's Weekly Automotive News Digest- March 30-April 5, 2015;

How to buy life insurance

If someone would suffer financially after your death, then you need life insurance.

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Your survivors could use the policy's death benefit to pay off debts, cover funeral expenses, pay ongoing bills and meet long-term financial goals like college education for your kids.

Miniter Group Welcomes Tracy Harness to the Miniter Underwriting team

NORWELL, Mass., March 31, 2015 (GLOBE NEWSWIRE) -- via PRWEB - Miniter Group welcomes Tracy Harness to the Miniter's Underwriting Team. Tracy will be responsible for assisting the underwriting team in creating and helping manage new insurance policies and policy renewals.

Tracy has several years of insurance experience including two years as a Senior Underwriter for American Modern Insurance Group underwriting master policies. She also spent time as a supervisor in the insurance industry for client support. Tracy has a bachelor's degree in Organizational Leadership from Northern Kentucky University.

According to Ray Reed, SVP of Underwriting:

Miller chooses insurance over law, builds Brightway into industry giant

By Carole Hawkins, Staff Writer
As a young man, David Miller wanted to make a difference. So, he sold insurance.

It doesn’t sound like a noble choice. But then Miller starts talking about it.

“Insurance products, when done right, save people’s lives,” he said. “You’re protecting people and the things that are their biggest assets.”

It wasn’t enough, either, to simply do a great job of selling insurance. When Miller and his brother, Michael, co-founded Brightway Insurance, they redefined the business model.

Agents represent policies from more than 120 insurance companies.

How much life insurance do you need?

Almost nine in 10 Americans think life insurance is a necessity. But half of U.S. households say they don't have enough life insurance, and 30 percent don't have any coverage at all, according to LIMRA, a global research and consulting group that tracks the life insurance industry.

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Certainly some coverage is better than nothing, but how much is enough?

There is no simple formula that can answer that question. Most people purchase life insurance to replace income they would have provided their families, but simply multiplying your income by a certain number doesn't provide a complete estimate for how much your family will need. And if you're a parent, you likely need life insurance even if you don't work outside the home and earn an income. You should have enough coverage in that case to cover the cost of services you provide the family for free, such as child care.

12 ways to save on term life insurance

You're the sole breadwinner whose income keeps your family afloat, a parent with young children, or you're helping your kids pay for college. Regardless of the stage of life you're in, buying life insurance is a way to help cover your family's costs in case of your untimely demise.

Let Insurance.com help you find affordable life insurance now.